Found the one?
Pay later.
With Klarna, pay in 3, pay in 30, or Fast Delivery,
spread over 6-36 months.
No delays. Plate goes straight into your name.
Missing payments may affect your credit score and make credit harder to obtain
Finance Questions and Answers
Question:
Do I own the plate if I use finance?
Answer:
Yes. The plate goes into your name as soon as the process begins…
We start the DVLA process immediately after approval. Klarna provides unsecured credit, they don't hold the plate. It's yours.
Question:
Will financing affect my credit score?
Answer:
Usually no, but it depends which plan you choose...
Pay in 3 and Pay in 30 usually involve a soft check, so no impact on your score. 6-36 months finance may involve a hard search.
Missed payments can cause serious money problems. Klarna makes all lending decisions, we never see your credit information.
Question:
How do I apply with Klarna
Answer:
- Choose Klarna at checkout
- Get an instant decision
- We secure your plate with DVLA
- The plate is yours
Finance doesn't delay your transfer.
Finance your plate FAQs
A regulated credit provider used by millions of people across the UK. Credit is subject to status.
For pay in 3, and pay in 30 there is no additional cost. If you choose a 6 to 36 month option with interest, Klarna shows the full cost before you agree.
Immediately after Klarna approval. Finance doesn't delay your transfer.
Yes. Any time, with no penalty, through the Klarna app or at klarna.com.
Missing payments may result in late fees and will be reported to credit reference agencies, which could affect your credit score and make future borrowing harder or more expensive. If you're struggling, contact Klarna directly.
You can still buy, just pay in full at checkout instead.
Your name, billing address, date of birth, email and mobile number. Klarna may run an identity or credit check depending on the option you choose.
Yes. Klarna finance is only available to UK residents aged 18 or over.
Yes. Klarna handles all payment processing securely. We never see your finance details.
Through the Klarna app or at klarna.com. You can view statements, make payments and repay early all in one place.
If you're unhappy with any aspect of your Klarna finance agreement, you should contact Klarna directly in the first instance. You can do this through the Klarna app or at klarna.com/uk/customer-service.
Klarna will aim to resolve your complaint within 8 weeks. If they're unable to resolve it to your satisfaction, or if 8 weeks have passed without a resolution, you have the right to refer your complaint to the Financial Ombudsman Service (FOS) free of charge.
Financial Ombudsman Service, Website: financial-ombudsman.org.uk, Phone: 0800 023 4567, Post: Financial Ombudsman Service, Exchange Tower, London, E14 9SR
The Financial Ombudsman Service is an independent service that resolves disputes between consumers and financial businesses. Referring a complaint to them will not affect your legal rights.